Wednesday, 16 January 2019

Chippenham Business Awards 2019 | Finalists announced

After the huge success of the last two years, Awdry Bailey & Douglas are proud to once again be returning as the title sponsors of the Chippenham Business Awards 2019. 



Taking place on Thursday 21st February, the largest B2B event in Chippenham will celebrate the achievements of businesses in and around Chippenham as well as raise the profile of Chippenham as a place of thriving independent and global business.

The 12 judges met last week, and after much deliberation decided upon the finalists in each category. We look forward to bringing the business community of Chippenham together to celebrate our local talented individuals and businesses.

So, without further ado, here are your 2019 finalists:

SMALL BUSINESS OF THE YEAR

City Dressing
Fab-Bricks Ltd
South West Business Finance

BEST PLACE TO WORK

Alliance Pharmaceuticals Limited
Nimble Care
Pillow May Ltd

GREEN AWARD

Aaron & Jonathon Bewley Funeral Directors
Digiprint Nettl Chippenham
SMARTech energy Ltd

APPRENTICE OF THE YEAR

Emma Benson, MJ Church (Plant) Ltd
George Fenne, Alliance Pharmaceuticals Limited
Hannah Knight, Hughes and Hughes Estate Agents Ltd

CHARITABLE BUSINESS OF THE YEAR

Chippenham & District Constitutional Club
J Sheppard And Son Ltd
Waste Not Want Not

CUSTOMER SERVICE AWARD

Avagio ITS Ltd
Nimble Care
The Reel Cinema Astoria

HOSPITALITY OR FOOD AND DRINK BUSINESS OF THE YEAR 

Jolly’s Irish Cafe
Ninjō Noodle Bar
Three Crowns

INDEPENDENT BUSINESS OF THE YEAR

Aaron & Jonathon Bewley Funeral Directors
Fab-Bricks Ltd
The Squeeky Cleaners

LIFETIME ACHIEVEMENT AWARD

The winner of this award will be announced during the awards ceremony

CHIPPENHAM BUSINESS OF THE YEAR

The winner of this award is a “winners winner” – an entrant whose entry stood out to the judges as an excellent example of business in the Chippenham area


For more information about ABD, or if you require any legal advice, please contact Tom Paget at our Chippenham office on 01249 478333 or by email tom.paget@awdrys.co.uk

For more information about our services please visit our website www.awdrys.co.uk

More information on the Chippenham Business Awards please visit the following website http://chippenhambusinessawards.co.uk/

Friday, 4 January 2019

IS EQUITY RELEASE A GOOD WAY TO FUND THE COST OF LONG TERM CARE?

We asked Andrew Douglas, Partner at Awdry Bailey & Douglas Solicitors who specialises in elderly care, for his views on this issue.


 • What is Equity Release?  It is a financial arrangement whereby financial providers allow homeowners over the age of 55 to turn capital in their homes into tax free cash to either buy an income or provide a lump sum for the purpose of funding long term care costs or to spend in whatever other way they wish.

How is the equity in your home turned into cash? The provider agrees to provide a capital sum in return for you entering into either a lifetime mortgage or selling to them all or part of your property subject to you having the right to live in the property for life or as long as you need.

Is Equity Release an expensive option?  Yes, it is sometimes called the option of last resort.  That said it is an option which is now considered to be more mainstream. Lifetime mortgages often start at 4-5%. If your property is sold to the provider it is often for less than the market value.  There are then arrangement fees plus legal and valuation fees.

Should you seek specialist advice?  Yes, always use an advisor who has a specialist Equity Release qualification.  Also make sure both the advisor and the provider are members of the Equity Release Council and regulated by The Financial Conduct Authority.

Is Equity Release the only way of funding long term care fees? No, always remember to claim your age related DWP benefits, see whether the state will help if your other capital savings are less than £23,250 or you maybe entitled to NHS Continuing Health Care.  You can ask your family to help out. In other words do not rush into an Equity Release arrangement until you fully understand the product and are aware of all other options.

To know more and for a free appointment to find out answers to the questions that need answering  email Andrew Douglas or his  team on ajd@awdrys.co.uk or call on 0800 072 8636.   Alternatively visit www.abdcare.co.uk
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WHEN IN A CARE HOME IS IT POSSIBLE TO DEFER PAYING FOR YOUR ELDERLY CARE HOME FEES?


We asked Andrew Douglas, Partner at Awdry Bailey & Douglas Solicitors who specialises in elderly care, for his views on this issue.


Surely you cannot defer payment of fees when in a care home?  Surprising though it may sound it is a fact that if after a financial assessment by the local authority it is the case that a person is unable to pay all their care home fees from their income and other assets (which must fall under the upper capital limit of £23,250) other than through the sale of their home then in those circumstances a local authority must offer them a deferred payments agreement.

Is there an authority for what you say? Yes, sections 34-36 of the Care act 2014 and The Care and Support (Deferred Payment) Regulations 2014. This is a must requirement by a local authority provided they can obtain a first registered charge against a person’s title to their property or another form of adequate authority. If adequate security cannot be provided then in those circumstances a local authority cannot enter into a deferred payments agreement

What can be deferred? The amount agreed for care costs plus the local authority’s administration charges and interest.

How much can be deferred? There is an upper limit which can be deferred and which is 90% of the equity value of the property.  From this value is deducted the lower capital limit which every person is allowed to keep namely £14,250. When the deferred payments reach 50% of the equity the local authority should revalue.

Is interest charged? Yes at the prevailing market gilt rate plus 0.15%. Interest is charged on a compound basis meaning that the charge is rendered on the loan outstanding and accumulated interest.

When is the loan repayable? It is repayable on the sale or disposal of the property or 90 days after the date of death of the person concerned. Additionally the person concerned can terminate the arrangement at any time.

To know more and for a free appointment to find out answers to the questions that need answering  email Andrew Douglas or his  team on ajd@awdrys.co.uk or call us on 0800 072 8636.  Alternatively visit our website www.abdcare.co.uk

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Monday, 17 December 2018

Wishing Mr Awdry well in his retirement


We all had a wonderfully memorable afternoon at Bowood on Tuesday 4th December to celebrate Mr Awdry’s forthcoming retirement and his 40 year career as a qualified Solicitor. 


Alistair Everett opened the celebration with a touching speech followed by Mr Awdry who provided us all with a thoroughly interesting overview of his career. 
The absolutely amazing cakes were made by our very own Nikki and Dawn especially for the occasion and not only did they look fantastic, but they tasted superb too. 


Jacky and Georgina had worked their magic in helping to organise the event. Their decorating was beautiful.

Thank you to everyone who helped in organising this momentous occasion and making it a joyous afternoon. 



Monday, 3 December 2018

Christmas Lights in Royal Wootton Bassett

What a fabulous time we had on Friday at the Christmas Lights Celebrations in Royal Wootton Bassett.



Awdry Bailey & Douglas took part in the Christmas Tree Festival at St Bartholomew and All Saints Church and entered a tree along with 39 others all decorated by local businesses and schools. The theme of our tree this year was "Solicitors Can Sparkle Too". 



Some of the team also hosted a stall during the festival and it was bigger and better than previous years. We spent the evening giving out mince pies, mulled wine and even ABD goodie bags. It was such a pleasure to meet so many locals and see clients and members of staff at what was a wonderfully festive and fun evening.

Friday, 9 November 2018

Inaugural Core Value Awards

We celebrated our inaugural Core Value Awards here at Awdry Bailey & Douglas this week. Three members of staff were chosen by the Management Team as the winners out of a very impressive 35 nominations in total. 


All three of these members of staff were recognised as having demonstrated the core values of ABD and have done so consistently throughout their time with us.

And those winners were... Eve Clarke, Michelle Morgan and Maxine Nutting. All three of them were the clear and well-deserved winners and they have each received a trophy and a £50.00 gift voucher. 

We are very fortunate at ABD to have such a fantastic group of people working for us and we are grateful for all of the hard work, dedication and commitment from everyone here. It is the people in the firm that have made it a success and long may that continue.

Here are some of the nomination testimonials from other members of staff for each of our winners:

Eve Clarke

Eve Clarke with her head of department, Cindy Ervine and Tim Hotchkiss
  • She has been so generous with her time and experience, guiding me and providing advice when needed without hesitation.  
  • She is a star!
  • Eve always provides a professional and excellent service to our clients.
  • Eve is an excellent role model as well as being a supportive and positive team member. 
  • I always find her to be patient and willing to assist.
  • Eve always has a positive attitude and welcomes new challenges.  
  • She is always willing to offer advice on better ways of doing things.

Michelle Morgan

Michelle Morgan with Practice Manager, David Turley and Tim Hotchkiss
  • Michelle is absolutely great with clients and helping them feel at ease. 
  • She is always so helpful and proactive in organising rooms and meetings even before being prompted to do so.  
  • She is always friendly and happy.
  • She creates a really fantastic first impression of ABD when you walk into the Devizes office.  
  • She goes out of her way to help everyone at the firm.  
  • Michelle has shown great willingness to get involved in so many non-reception duties such as the website and certain events.  

Maxine Nutting

Maxine Nutting with her head of department, Rachel Fereday and Tim Hotchkiss



  • Maxine has made amazing progress on the personal development side since she started at the firm. 
  • She has put a lot of effort into organising fundraising events and communicating with the staff and charities about our efforts.  
  • Despite being under a lot of pressure from high workloads for a few months, she has displayed good teamwork, made every effort to promote the firm, worked on furthering her career and has given high levels of client service.  
  • She inspires confidence in clients.
  • She is a very positive person with a definite “can do” attitude.
  • Maxine has great integrity and is not afraid to challenge something if she doesn’t feel it is right, morally or legally.



  • Thursday, 8 November 2018

    It's been a busy few months | New Staff

    We have had a busy few months here at Awdry Bailey & Douglas with lots of new staff joining our teams throughout our offices in Wiltshire. Please join us in welcoming them all.

    PRIVATE CLIENT


    Dayton is an experienced Private Client Advisor. He is particularly expert in dealing with personal taxation issues and as an experienced practitioner in the field is also able to offer a fully rounded service providing advice and support to clients wishing to make or review their wills, grant or exercise powers of attorney and of course to deal with probate and the administration of an estate when someone dies.

    He is also able to provide advice on, and draft the requisite Deeds to set up Compensation Protection Trusts for monetary awards arising from Personal Injury or Clinical Negligence Claims; the main aim being to ring-fence their hard won award from assessment for means tested benefits.



    Heather has joined our Royal Wootton Bassett office with 30 years of experience in Wills and Probate matters. She specialises in Wills, Probate, Powers of Attorney and Elderly Client matters as well working on LPA’s and Court of Protection matters.

    Heather is a member of Solicitors for the Elderly – a group of specialist lawyers whose area of expertise is predominantly working with older clients.


    CONVEYANCING


    Adam has joined our Conveyancing team in Devizes. He specialises in all aspects of residential property transactions including sales, purchases, re-mortgages, transfers of equity, part exchanges and new build acquisitions.

    Adam comments: ‘I really enjoy working with clients, it is the best part of the job for me and my new role with Awdry Bailey & Douglas is a great opportunity to meet more of the local community. Moving house is said to be one of life’s most stressful events and I aim to ensure that the process is as simple and stress free as possible for all of my clients. Whether you are buying your first home, selling and buying up to accommodate your ever growing family or selling a late relative’s property I am here to help.


    Heidi has joined our Conveyancing team in the Chippenham office. 


    COMMERCIAL LAW


    Anna has joined our Commercial Department in the firms Devizes office. Anna has been working in the legal sector for 10 years and has now joined ABD has a Trainee Solicitor. 


    AND NOT FORGETTING

    We would also like to wish a very warm welcome to all of our new Legal Secretaries who have joined our various Conveyancing teams recently. Louisa Williams and Susan Farquar in our Marlborough office, Alice Hornett in Chippenham and Louisa Leslie in our Royal Wootton Bassett office.


    For more information or to contact any of the above-mentioned legal staff, please call 01380 722311.